Important Information about Medicare Plans and Coverage

The process of Aging happens to everyone. In life, it is one truth that is consistent. There are certain advantages and disadvantages that go along with aging. However, it is considered, at the age of sixty-five, retirement sets in. Some find retirement as close to the end, while others argue that their second life just begins. At 65, a “gift” is given in the United States to individuals on behalf of Medicare.  Get a AARP supplement plan at

Medicare is a health insurance program introduced by the US government to help pay for adequate health care and healthcare expenditures. It not only offers persons over the age of 65, but also persons who retire prematurely due to a disability and a state of health. Medicare insurance covers part of the care while Medicare Supplemental Insurance can be purchased on an individual basis to cover the remaining parts.

Medicare Supplemental Insurance is not necessary for all persons. Medigap, as it is often called, covers gaps in Medicare policy plan. Some individuals already carry a secondary insurance that fills in the gaps of Medicare. This may include persons who have additional coverage by an employer or who retire from a previous employer. If you choose to receive Medicare Advantage instead of Medicare, supplementary insurance is not an option. That is confusing. To help customers understand Medicare and the coverage under the plans, it is advisable to look at comparison charts for Medicare supplementary insurance. Get a quote for a 2019 AAR

Many insurance companies offer to explain the various Medigap guidelines, but it is best to find help from a company that examines every situation and explores the costs and options associated with many different insurance agencies. The coverage is fully regulated by the government, so the plans consist of the same coverage, the differences will come in service and costs of different insurance agencies. A web-based company such as Senior Health Direct, can provide support and free information on Medicare and Medigap supplementary insurance. Another source of information that is easily accessible via the Internet is the Medicare Government website.

The basic breakdown of Medicare coverage consists of two parts; Medicare Part A and Part B. Medicare Part A is known as hospital coverage, and part B is often referred to as medical coverage. Both are provided under Medicare. Primary care states that eighty percent of approved medical expenses, doctors and supplies, are covered by Medicare Part A. Part B offers a specific amount depending on the laboratory service, outpatient treatment and prevention. None of these basic Medicare plans offers prescription coverage.

Medicare Part D is part of Medicare Supplemental Insurance, which can be purchased for an additional fee. This can be acquired by independent insurance companies. This is not the only service that Medicare does not cover. It is imperative to check the different options of the supplementary programs. Some of the things that may be needed but are not covered include: private care nurses, long term care, cosmetic surgery, only medically necessary nursing homes are covered, dental, health care outside the United States, routine foot care and eye care are all covered under the supplementary plans and not the traditional Medicare.